Find the right auto insurance policy
Our licensed agents will help you find the best coverage at the most affordable price.
Do I Need Auto Insurance?
The purpose of auto insurance is to protect you, other drivers, and anyone you share the road with from the high price of an accident. An automobile insurance policy is a required purchase when you need financing for a car, and it is often required by the state you live in.
Purchasing an automobile could be amongst the largest investments you make. Acquiring auto insurance coverage at a price you can afford is vitally important.
All of the insurance coverage options, pricing and fine print can be overwhelming. So we have made the process simple. Our licensed agents will shop the best rated insurance companies and give you the best coverage options at the best price. We will make sure you understand your coverage options and answer all of your questions.
What Does Auto Insurance Cover?
If you cause an accident or get into an accident with someone who is uninsured or underinsured, you may be liable for the property damage expenses, medical expenses, lost income, legal fees, and more.
Many insurance plans cover all or most of these expenses but if you don’t understand your coverage before signing up, you may end up being partially or fully financially responsible for these expenses.
The following coverages make up the most common Auto Insurance policies:
- Bodily Injury Liability
- Property Damage Liability
- Comprehensive Coverage
- Collision Coverage
- Uninsured or Underinsured Liability
- Medical Payments
How much does auto insurance cost?
Auto Insurance Rates
Auto Insurance rates are affected by many different things. The items that make the most impact to your rate are:
- Year, Make and Model of your vehicle
- Driving Record
- Coverage
- Mileage Use
- Garaging Zip Code
Discounts
There are many ways you can save on auto insurance such as:
- Safe Driving Record
- Multiple Vehicles
- Bundling with Home/Renters